Hard Money
Hard Money
In the real estate industry, hard money lending is a unique financing method offered by private investors or companies. This approach prioritizes the property's intrinsic value over the borrower's credit score or financial stability.
Hard money loans generally come with higher interest rates and shorter repayment periods compared to traditional loans. These features make hard money lending an ideal option for real estate investors who require quick access to capital, especially for rapid property renovations, flips, or situations where traditional financing is impractical or unavailable.
Hard Money Loan Options
Fix and Flip
New Construction
Rental Income - DSCR
The fix and flip program can help provide you with fast, easy, and reliable funding on your light to heavy renovation projects. Our program works whether you are a new or experienced investor. We work with you throughout each step of the process from analyzing your deal to the time you pay off your loan and everything in between from underwriting, funding, servicing, and managing the construction with you and your team.
As the market continuously shifts and good deals are few and far between, many investors turn to New construction. Widely considered by many to be the “pinnacle of real estate investing”, new construction offers the opportunity to leave a lasting imprint on the home, neighborhood, and community that you are investing in. With Private Lender US guidance, we can help you start and scale your next project.
Real estate investors looking to purchase income-producing rental properties can scale and grow their portfolio quickly with our flexible rental program. Our entire process is completed in-house including underwriting, process, and funding. We can offer you fast, easy, and reliable funding for a purchase only, refinancing an existing property you own, or performing a cash-out refinance from the equity built in the home.
Commercial Bridge
Commercial DSCR
Cash-Out Refi
Our commercial bridge program offers you quick access to acquire and improve your multifamily properties over 4 units and also mixed-use properties. Our in-house end to end loan process offers you a streamlined and reliable solution to build your portfolio.
Investors with the goal to purchase, refinance, or cash-out of commercial multifamily or commercial mixed-use properties can depend on Private Lender US to fund their investment needs. Typically, on the grander scale of investments, these properties offer a unique opportunity to generate a large return on investment. Our streamlined, in-house process will ensure the best investor experience while moving towards a quick close.
In need of extra cash? Have untapped equity in an investment property? Look no further than Private Lender US Cash-out Refinance Program. Our fast, easy, and reliable program can be used to extract cash from properties owned free and clear, or refinance an existing loan with added equity. These loans do not report on credit and thus do not affect the debt-to-income ratio. Utilizing our cash-out refinance program allows investors to receive the best possible leverage at the best possible rate.
Proof of Funds
Pre-Approval Application
Please fill out this form to receive a personalized quote on loan terms and options for your property. Once we have reviewed your application, we can then provide you with a proof of fund letter so you can make your offer stronger.
Submit your pre-approval application now to enhance your opportunities for the quickest service as you explore potential investments.
This step allows you to familiarize yourself with our team and processes, enabling us to tailor our approach to your specific lending needs. Benefit from unrestricted access to proof of funds letters when making offers, and enjoy faster approvals and shorter closing times with your pre-approval status.